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Wikipedia definition
1. Authorization holdAuthorization hold (also card authorisation, preauthorization, or preauth) is the practice within the banking industry of authorizing electronic transactions done with a debit card or credit card and holding this balance as unavailable either until the merchant clears the transaction, or the hold "falls off.
Read “Authorization hold” on English Wikipedia
Read “信用照会” on Japanese Wikipedia
Read “Authorization hold” on DBpedia

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