Jisho

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アンブレラ保険
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Wikipedia definition
1. Umbrella insurance​Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the name insured in addition to his or her primary policies. It is distinguished from excess insurance in that excess coverage goes into effect only when all underlying policies are totally exhausted, while umbrella is able to "drop down" to fill coverage gaps in underlying policies. Therefore, an umbrella policy can become the primary policy "on the risk" in certain situations.
Read “Umbrella insurance” on English Wikipedia
Read “アンブレラ保険” on Japanese Wikipedia
Read “Umbrella insurance” on DBpedia

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