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Wikipedia definition
1. Credit moneyCredit money is any claim against a physical or legal person that can be used for the purchase of goods and services. Examples of credit money include personal IOUs, and in general any financial instrument or bank money market account certificate, which is not immediately repayable (redeemable) in specie, on demand. Credit money is naturally used as money, and may even be the primary type of money.
Read “Credit money” on English Wikipedia
Read “信用貨幣” on Japanese Wikipedia
Read “Credit money” on DBpedia

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